Merchant Account and Payment Gateway

Setting up a business who needs both a Merchant Account and an online Payment Gateway is just as simple as the "gateway only" process.  All you need to do is complete the "Merchant Account Set-up Form."  This application has detailed instructions and will get sent directly to Authorize.net where they will work to guide you through the set-up process.

Setup/Enrollment Fee:  $149.00 Free!
Monthly Service/Statement Fee:  $9.95
Discount Rate (V, MC):  2.39%
Monthly Processing Minimum Fee*:  $25.00

You'll be able to charge credit cards online using Weblink as well as over the counter by using the Virtual Terminal.

*Monthly Processing Minimum Fee: There is a $25.00 Monthly Processing Minimum Fee for every merchant account. This is the minimum amount you must pay each month for your Visa/MasterCard processing. However, this fee is only billed when it is not exceeded by your monthly transaction fees. Example: If your rate is 2.39% and you sell $1200 in goods or services during one month, your total Visa/MasterCard processing fees would be $28.68 ($1200 x 2.39% = $28.68). This amount is greater than the $25.00 Monthly Processing Minimum Fee, so you would not be billed the minimum fee for the month.

Payment Gateway Only

Setting up a business who already has a merchant account is easy.  All you need to do is complete the "Gateway Set-up Form."  Following the detailed instructions on the form, you will be able to complete the application and send it directly to Authorize.net.  Authorize.net will then work directly with you to make sure that your account is set up as quickly as possible.

Setup/Enrollment Fee:  $149.00
Monthly Gateway Fee:  $20.00
Per Transaction Fee:  $0.10

Already Have a Merchant Account?
Read How to Avoid being Fined $25,000 a month!